BTC to XMR

BTC to XMR: swap Bitcoin to Monero without KYC

Wagyu swaps Bitcoin to Monero without an account or identity check. You send BTC on-chain to a one-time deposit address, the XMR leg trades on Hyperliquid's orderbook, and the coins arrive at the Monero address you choose. Fee 2%, shown in the quote before you send. Minimum about $40. About 30 minutes from deposit detection (measured median over the last 30 days), most of it Bitcoin confirmations.

Example rate: 1 BTC ≈ 155.2 XMR

Historical example · 9 September 2026 · live quote unavailable. Fees and minimums below are from this dated example; check the swap widget before sending.

Fee and minimum snapshot for 0.0125 BTC on the default network. Check the widget for your selected amount and network.

Fee

Minimum

$40

Typical time

About 30 min

BTC to XMR measured median execution: 30.7 min across 431 completed swaps in the 30 days ending Oct 27, 2026, 5:11 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time.

How the BTC to XMR swap works

1. Enter the amount and your Monero address

The quote shows the rate, the 2% fee, the small Hyperliquid taker fee and the estimated XMR you will receive. The minimum for a Bitcoin deposit is about $40, the quote tells you if you are under it.

2. Send BTC to the deposit address

Wagyu creates a durable order with a Bitcoin address and an exact amount. Send from any wallet or exchange withdrawal; on-chain Bitcoin only, Lightning is not supported.

3. Wait for Bitcoin confirmations

This is the slow part: the network needs to confirm your transaction before the swap executes. The order page shows the stage it is in: confirming, routing, trading, sending.

4. Receive XMR at your address

The Monero transaction is sent to the address you entered. Nothing stays on Wagyu, and the order page keeps the transaction id.

Fees, minimum and time for this route

Wagyu fee: 2% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
Minimum: about $40 on the default network. Another network or amount can change the quote.
Time: about 30 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.

Before you send

Have your Monero receiving address ready. A standard address starts with 4, a subaddress with 8; both work.
Send on-chain Bitcoin only. No Lightning, and no wrapped BTC from another chain to this deposit address.
Send the exact amount shown in the order, in one transaction. Exchange withdrawals work, but some exchanges subtract their withdrawal fee from the amount you type: check that what arrives still matches the order.
Save the order link and its private session key. Without an account, it is how you follow the order or set a refund address.
Check the address bar. The only official domain is wagyu.xyz.

Which Monero wallet to use

Wagyu sends XMR to an address you control, so you need a Monero wallet before you start. On desktop, Feather Wallet is light and quick to set up, and the official Monero GUI can run a full node if you want one. On mobile, Cake Wallet (iOS and Android) and Monerujo (Android) are the common choices. Write down the seed phrase, then copy a receiving address into the swap form. Incoming XMR shows up within minutes; Monero makes it spendable after 10 confirmations, about 20 minutes.

Three ways to get XMR without an account

Three ways to get XMR without an account
Way	How fast	What it costs	What you need
Instant swap (this page)	about 30 minutes from BTC	2% Wagyu fee on routes into XMR	a Monero address
Peer-to-peer market	depends on the other party	set by the seller	a counterparty and an escrow
Atomic swap between BTC and XMR	slower, both chains must confirm	network fees and the maker's spread	desktop software and a maker online

Large exchanges are not on this list: they ask for ID, and several have delisted Monero.

Why swap BTC to XMR on Wagyu

Bitcoin is transparent by design: every payment you make from an exchange withdrawal can be followed on a block explorer. Moving into Monero ends that trail, which is why BTC to XMR is the most searched Monero pair. Many instant exchanges screen a deposit after receiving it and can park it in manual review. Wagyu screens before the swap: a blocked source address is refunded to its origin, so a deposit is either swapped or refunded, never held. The rules are in the compliance policy. No sign-up, no email, one private session key per order to track it. Since launch, Wagyu has completed more than 29,000 orders for more than $1.1 billion (public stats, 19 October 2026).

Frequently asked questions

How long does a BTC to XMR swap take?

About 30 minutes from deposit detection: that is the measured median over the last 30 days. Most of it is Bitcoin confirmations. Your wallet then needs 10 Monero confirmations, about 20 minutes, before it can spend the XMR.

What is the fee to swap Bitcoin to Monero?

The Wagyu fee is 2% on this route. The quote also shows the orderbook's taker fee and the order-size rounding. Your deposit network fee is separate, and the final output can change during execution.

Is there a minimum?

About $40 on the default network for this route. Check the quote for your selected network and amount before sending.

Can I send from Lightning?

No. Wagyu takes on-chain Bitcoin only. Send from a regular BTC address, including an exchange withdrawal.

Can I send BTC straight from an exchange?

Yes. Withdraw to the deposit address as you would to any Bitcoin address, and check that the amount that arrives matches the order.

Do I need a Monero wallet first?

Yes. Wagyu sends XMR to the address you enter, so create a wallet first (see "Which Monero wallet to use") and paste its receiving address. Wagyu never holds your coins.

Is the rate fixed or floating?

Floating. The quote is an estimate and the deposit amount is exact. The XMR you receive follows the orderbook during execution; large amounts are executed in slices to keep slippage low.

What happens if my BTC deposit is flagged?

Screening runs before the swap. If the source address is blocked, the transaction does not proceed and the funds are returned to the originating address. Your money does not enter a review queue.

Can I swap XMR back to Bitcoin?

Yes, and the Wagyu fee is 0% in that direction. See Monero to Bitcoin.

Can I swap Monero to Zcash on Wagyu?

Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.

Data: Wagyu public API (quotes and 30-day route medians). Page updated 21 October 2026.