XMR to BTC

XMR to BTC: swap Monero to Bitcoin without KYC

Wagyu swaps Monero to Bitcoin with no account and no identity check. Send XMR to a one-time deposit address and receive BTC at any Bitcoin address, on-chain. The Wagyu fee for this route is 0%: the rate you see is the rate you get, minus the market's movement during execution. Minimum about $25. About 25 minutes from deposit detection (measured median over the last 30 days).

Example rate: 1 XMR ≈ 0.00622 BTC

Historical example · 9 September 2026 · live quote unavailable. Fees and minimums below are from this dated example; check the swap widget before sending.

Fee and minimum snapshot for 5 XMR on the default network. Check the widget for your selected amount and network.

Fee

Minimum

$25

Typical time

About 25 min

XMR to BTC measured median execution: 26.3 min across 260 completed swaps in the 30 days ending Oct 27, 2026, 5:11 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time.

How the XMR to BTC swap works

1. Enter the XMR amount and your Bitcoin address

Any on-chain BTC address works: legacy, SegWit or Taproot. The quote shows the estimated BTC and the estimated time.

2. Send XMR to the deposit address

The order gives you a Monero address and an exact amount. Send from your own wallet; there is nothing to connect.

3. Monero confirmations, then the Bitcoin send

The XMR deposit needs network confirmations, then the BTC transaction is broadcast and needs its own confirmations before your wallet shows it as final.

4. BTC lands in your wallet

The order page shows the Bitcoin transaction id. Wagyu holds nothing once the send is out.

Fees, minimum and time for this route

Wagyu fee: 0% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
Minimum: about $25 on the default network. Another network or amount can change the quote.
Time: about 25 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing.

Before you send

Use an on-chain Bitcoin address: it starts with 1, 3 or bc1. Not a Lightning invoice.
Your XMR must be unlocked before you can send it: Monero needs 10 confirmations, about 20 minutes, after you received it.
Send the exact amount shown in the order, in one transaction, and save the order link and its private session key.
Check the address bar. The only official domain is wagyu.xyz.

Which Bitcoin address to use

Any on-chain address works. A native SegWit (bc1q) or Taproot (bc1p) address makes your next Bitcoin transaction cheaper. Use a fresh address from your own wallet, one that has never been linked to your name: if the BTC lands on an address an exchange knows is yours, you give back the privacy you had with Monero. If you need the BTC on an exchange anyway, send it there directly and expect that exchange's own checks.

Three ways to sell XMR without an account

Three ways to sell XMR without an account
Way	How fast	What it costs	What you need
Instant swap (this page)	about 25 minutes to BTC	0% Wagyu fee out of XMR, route cost in the rate	a Bitcoin address
Peer-to-peer market	depends on the buyer	set by you and the buyer	a buyer and an escrow
Atomic swap between XMR and BTC	slower, both chains must confirm	network fees and the maker's spread	desktop software and a maker online

Large exchanges are not on this list: they ask for ID, and several have delisted Monero.

Why swap XMR to BTC on Wagyu

The usual reason to sell Monero for Bitcoin is to pay someone or something that only takes BTC. Exchange accounts ask for documents, and some platforms refuse XMR deposits outright. Wagyu never asks for documents and screens before the swap rather than after, so a deposit is either swapped or refunded, never held. The rules are in the compliance policy. If a route becomes unavailable, the order switches to a refund state and asks for a Monero refund address; you never open a ticket.

Frequently asked questions

Is there a fee to swap Monero to Bitcoin?

The Wagyu fee is 0% on this route. The quote shows the route's own cost before you send. Your deposit network fee is separate, and the final output can change during execution.

How long does XMR to BTC take?

About 25 minutes from deposit detection: that is the measured median over the last 30 days. Monero confirmations come first, then the Bitcoin transaction and its own confirmations.

Which Bitcoin address types can I use?

Any on-chain address: starting with 1, 3 or bc1. Not a Lightning invoice.

Is there a minimum?

About $25 on the default network for this route. Check the quote for your amount before sending.

Does Wagyu keep my Bitcoin?

No. The BTC is sent to your address as soon as the swap executes, and nothing stays on Wagyu. A deposit is either swapped or refunded.

Why can't I send my XMR yet?

Monero locks incoming funds for 10 confirmations, about 20 minutes. Wait until your wallet shows the balance as unlocked, then send.

Is the rate fixed or floating?

Floating. The quote is an estimate and the deposit amount is exact. The BTC you receive follows the market during execution.

What if I send the wrong amount?

Send the exact amount shown in the order. If the deposit differs or a route is unavailable, the order moves to a refund state and asks you for a refund address.

Can I swap BTC back to XMR?

Yes. Routes into Monero carry the 2% Wagyu fee. See Bitcoin to Monero.

Can I swap Monero to Zcash on Wagyu?

Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.

Data: Wagyu public API (quotes and 30-day route medians). Page updated 21 October 2026.